Lahore: The Bank of Punjab (BOP) Taqwa has made owning the latest Realme smartphones more accessible than ever with its 0% markup financing scheme, launched to support tech-savvy consumers in Pakistan. Announced on September 22, 2025, the initiative allows customers to purchase models from the Realme Note 60X to the flagship 13+ Pro 5G on interest-free installments, with no processing fees and flexible terms up to 48 months. This Shariah-compliant option aligns with BOP’s “Har Fard Ka Khayal” ethos, ensuring affordable access to innovation.
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Financing Plan Breakdown
BOP Taqwa’s scheme covers the full Realme portfolio, from budget-friendly entry-level devices to premium flagships. Customers pay the full price upfront or in equal monthly installments, with no hidden charges. The table below shows key models and sample monthly payments (based on 0% markup, zero processing fee):
| Product/Model | Price (PKR) | 3 Months | 6 Months | 12 Months | 18 Months | 24 Months | 36 Months | 48 Months |
|---|---|---|---|---|---|---|---|---|
| Realme Note 60X 4G | 24,999 | 8,333 | 4,167 | 2,083 | 1,889 | 1,042 | 694 | 521 |
| Realme C63 8+128GB | 37,999 | 12,666 | 6,333 | 3,167 | 2,111 | 1,583 | 1,056 | 792 |
| Realme C75 6+128GB | 41,999 | 14,000 | 7,000 | 3,500 | 2,333 | 1,750 | 1,167 | 875 |
| Realme C75 8+128GB | 44,999 | 15,000 | 7,500 | 3,750 | 2,500 | 1,875 | 1,250 | 938 |
| Realme C75 8+256GB | 46,999 | 15,666 | 7,833 | 3,917 | 2,611 | 1,958 | 1,306 | 979 |
| Realme C75 12+256GB | 51,999 | 17,333 | 8,667 | 4,333 | 2,889 | 2,167 | 1,444 | 1,083 |
| Realme 12+ 5G 8+256 | 79,999 | 26,666 | 13,333 | 6,667 | 4,444 | 3,333 | 2,222 | 1,667 |
| Realme 13+ Pro 5G 12+256 | 89,999 | 30,000 | 15,000 | 7,500 | 5,000 | 3,750 | 2,500 | 1,875 |
*Terms & conditions apply; processing fee waived for all tenures. Calculations based on equal installments; contact BOP for exact quotes.
This plan eliminates the burden of high-interest loans, making premium features like the Realme 13+ Pro’s 50MP camera and 120Hz display affordable over time.
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Eligibility and Application Process
To qualify:
- Pakistani residents with a BOP Taqwa account or eligible for one.
- Minimum monthly income of PKR 25,000 (salaried/self-employed).
- Age 22-60 years, with valid CNIC.
Apply by emailing [email protected] or calling 111-267-200. Required documents: CNIC, income proof, and device details. Approval typically takes 3-5 days, with delivery arranged via authorized Realme dealers.
BOP Taqwa, known for ethical banking, ensures transparency with no hidden fees and Shariah-compliant terms under Murabaha.
Why Choose BOP Taqwa for Realme?
Pakistan’s smartphone market hit 6.5 million units in Q2 2025, with Realme capturing 18% share through affordable innovation. BOP’s 0% markup plan addresses rising costs, where average phones cost PKR 50,000+. Benefits include:
- Affordability: Zero markup means you pay the sticker price over time.
- Flexibility: Tenures from 3 to 48 months suit budgets.
- Convenience: Apply via email or phone; no branch visit needed.
This ties into BOP’s “Har Fard Ka Khayal” campaign, supporting digital inclusion.
Also Read: Pakistan Targets $1 Trillion Economy by 2035
Looking Ahead
As Realme expands in Pakistan, BOP’s plan could boost sales 20% for financed units. Tech enthusiasts, it’s time to upgrade.
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