Bank AL Habib Limited continues to empower investors with its well-established GEM (Gateway to Equity Market) app, a trusted platform designed to simplify access to the Pakistan Stock Exchange (PSX). Launched earlier to cater to both novice and seasoned investors, GEM integrates seamless equity trading with everyday banking, offering a secure and straightforward way to grow alongside Pakistan’s economy. With its proven track record, the app remains a go-to solution for those looking to step into the stock market.
What is GEM and How It Works
GEM serves as a digital bridge between banking and equity investments, allowing users to buy and sell shares through registered TREC holders and brokerage houses on the PSX, manage trade settlements, and oversee custodial services—all within the app.
Getting started is straightforward:
- Account Setup: Existing Bank AL Habib customers (savings or current account holders) can link a GEM account instantly. Non-residents with Roshan Digital Accounts are also eligible.
- Trading: Execute online buy/sell orders with login credentials sent via email. IVR support is available by dialing 7 on the call center line.
- Custody and Settlement: Trades settle directly into your GEM-linked account, with shares held securely in a CDC sub-account managed by the bank. Unutilized funds earn basic savings rates if linked to a savings account.
Download the app from Google Play or the Apple App Store for a user-friendly experience.
Also Read: Pakistan Gold Surge: Rs. 400 Jump Today – Silver & Dollar Update
Benefits for Investors
In a thriving PSX market, where trading volumes exceed 1.2 billion shares daily in 2025, GEM stands out by making equity trading accessible. Key benefits include:
- Accessibility: Digital account opening suits overseas Pakistanis via Roshan Equity Investment.
- Security: Bank-managed custody eliminates broker default risks, with research reports from partnered brokerages.
- Simplicity: Easy fund transfers and withdrawals, with support at 021-111-014-014.
- Islamic Option: Available for Islamic banking customers, aligning with PSX’s Shariah-compliant shares (KMI-30 Index).
It supports diverse investments, from blue-chip stocks to emerging sectors.
Also Read: Dubai Islamic Bank Launches Fixed 13.99% Auto Finance Offer in Pakistan
How to Get Started with GEM
- Download the App: Search “GEM BAHL” on Google Play or App Store.
- Link Your Account: Use your Bank AL Habib account to activate GEM.
- Choose a Broker: Select from partnered TREC holders via the app.
- Fund and Trade: Transfer funds, get login details via email, and start trading. For assistance, inbox the bank or visit bankalhabib.com/gateway-to-equity-market.
Call 021-111-014-014 for personalized support.
Check the update on X:
Why GEM Matters Now
With the KSE-100 index up 15% year-to-date in 2025, retail participation has risen 20%. GEM supports this trend, aligning with SBP’s financial inclusion goals and offering a trusted “Rishta Bharosay Ka” (relationship of trust) for investors.
Download GEM today to tap into Pakistan’s economic growth.
Also Read: NBP App Ends Support for Old Android Versions from Oct 1
